We used Val for our mortgage needs and were very happy with her commitment to service, accessibility, and knowledge of the industry. Val is friendly and courteous, and is always prompt to respond to the numerous questions that arise throughout the process. We happily recommend Val to anyone looking for mortgage information and services.

Brent and Erin

Val gets it done! Awesome service. Lovely personality. Val is now a friend not just a colleague. You wont go wrong employing Val to help you with your financial needs! Mortgages, Visa or insurance… She is your go to in the Lloyd area (either province)

Greg Domville

VP Training & Business Development, Western Canada

Dominion Lending Centres Head Office

Val is one incredible lady! We are so grateful to have had her recommended to us! She is extremely professional but yet so personable and friendly that you feel like you’ve known her for years! She was with us every step of the way in making our dream a reality. I am so grateful for her expertise, professionalism, work ethic, and most of all just how much she cares about her clients.


Val is one of the best. She helped us through a super complicated situation. We were probably nightmare clients but she stuck to her guns and helped us through this nightmare. If you’re looking for a broker, you’d be crazy not to go to Val.

Val was amazing to work with. From the moment we called, we received exceptional service. She made everything so easy for us that I can’t understand why more people aren’t using mortgage brokers!
She worked to get us the best possible deal and we couldn’t have been more impressed, and a little surprised, at what we locked in at for five years on both of our properties.
Val is very personable and a joy to deal with. Quick to respond to any questions we had, always letting us know where the process was at, and making it easy by using email and DocuSign for all of our paperwork, which meant we could do everything from the comfort of our home or even at work. We met with her to finalize everything at the very end.
I highly recommend Val to anyone looking for a new mortgage or a refinance. And one of the best parts? You don’t pay a dime for her services. She’s in the business of helping people secure the best product for their needs and does so without charging fees or adding hidden costs.
Britt and Collin

The minute you walk in the door to meet Ms. Thibault, you know you have made the right choice.

Her positive energy, enthusiastic attitude alongside her excellent business professionalism will make for a worry-free transaction.

Val went above and beyond to make sure my mortgage worked for me.  I walked in looking for a mortgage – I walked out with a home and a new friend.

Thanks Val for everything you have done for me.


When our mortgage came up for renewal my husband and I were unsure if we were going to sell or stay. We wanted to explore all options and that is when we decided to renew our mortgage with a mortgage broker. We chose Val Thibault and are very pleased that we did. Val was helpful with all aspects and worked with us to ease the payments, in the end saving us a lot in interest!
Val was very professional as well as down to earth, a fun girl to do business with. 

Mandi and Wayne 

Val is very friendly and informative and made buying our first house very easy.  She got us the best interest rate possible and in a timely manner!  Thanks Val!

Melissa and Josh

When we first began looking into purchasing a home, we thought that a mortgage broker would be very beneficial for us as we were young, first time home buyers. We found Val online and saw only positive feedback. The process was so fast, and Val did nothing but accommodate our needs. Appointments worked great with our work schedules and every step along the way was explained in great detail. When there were circumstances that we were unsure about near the closing of the process with our lawyer, we called Val right away who ensured us of how everything was going to work out. Having Val as our mortgage agent definitely put us at ease, which made purchasing a home quick and effortless!

Brooke and Robert

We couldn’t be happier with the service we received from Val during our home purchase in Lloydminster. She made things simple, answered all our questions and best of all got us a great rate! I would recommend her to anyone thinking of buying in the Lloydminster area. Thanks again Val!

Kim and Dan