Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
4.30%
Current prime rate is
4.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.24%
- $595.34
- $151.35
-
- 2 Years
- 7.34%
- $721.53
- 5.09%
- $586.74
- $134.79
-
- 3 Years
- 6.94%
- $696.72
- 4.24%
- $539.11
- $157.60
-
- 4 Years
- 6.74%
- $684.44
- 4.34%
- $544.61
- $139.82
-
- 5 Years
- 6.79%
- $687.50
- 3.99%
- $525.48
- $162.02
-
- 7 Years
- 7.10%
- $706.60
- 5.35%
- $601.69
- $104.91
-
- 10 Years
- 7.25%
- $715.92
- 5.75%
- $625.02
- $90.90
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThe minute you walk in the door to meet Ms. Thibault, you know you have made the right choice.
Her positive energy, enthusiastic attitude alongside her excellent business professionalism will make for a worry-free transaction.
Val went above and beyond to make sure my mortgage worked for me. I walked in looking for a mortgage – I walked out with a home and a new friend.
Thanks Val for everything you have done for me.
Mel.
After attempting to deal directly with a bank on my mortgage, and ready to tear my hair out, I was referred to Val by a local realtor. Val completely took on all the stress that I was trying to deal with and lifted a huge weight off of my shoulders! Not only was Val extremely personable, making me feel completely relaxed and comfortable, she was so incredibly helpful and answered any and all questions that I had, and even the ones that I didn’t think to ask. She kept in close contact throughout the entire process and kept me informed every step along the way, I was never left to wait and wonder about anything. She was able to get me a fantastic rate, and even went above and beyond by getting me information on related products that were outside of her scope and responsibility. Overall, I could have not asked for a better experience, and I will definitely be going back to Val for any future business!
Nina
We used Val for our mortgage needs and were very happy with her commitment to service, accessibility, and knowledge of the industry. Val is friendly and courteous, and is always prompt to respond to the numerous questions that arise throughout the process. We happily recommend Val to anyone looking for mortgage information and services.
Brent and Erin
She worked to get us the best possible deal and we couldn’t have been more impressed, and a little surprised, at what we locked in at for five years on both of our properties.
Val is very personable and a joy to deal with. Quick to respond to any questions we had, always letting us know where the process was at, and making it easy by using email and DocuSign for all of our paperwork, which meant we could do everything from the comfort of our home or even at work. We met with her to finalize everything at the very end.
I highly recommend Val to anyone looking for a new mortgage or a refinance. And one of the best parts? You don’t pay a dime for her services. She’s in the business of helping people secure the best product for their needs and does so without charging fees or adding hidden costs.
Val is one incredible lady! We are so grateful to have had her recommended to us! She is extremely professional but yet so personable and friendly that you feel like you’ve known her for years! She was with us every step of the way in making our dream a reality. I am so grateful for her expertise, professionalism, work ethic, and most of all just how much she cares about her clients.
Cindee
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
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Videos
DLC - Self Employed Mortgage Solution
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Fixed VS Variable Rates
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